Effects of the Repeal of The Affordable Care Act

​Just FYI regarding who all will ACTUALLY be affected by the repeal of The ACA… 

This will affect many. 
For those celebrating the forthcoming repeal of the Affordable Care Act (Obamacare)

Just a reminder that even if you are safely ensconced behind employer-provided insurance, the protections set forth in the ACA apply to you, too–and if those protections are repealed along with the rest (or any part) of the program, you will also be affected.

That means you may be trapped in a job, because your pre-existing condition may mean you will not qualify for new insurance offered by another employer, and the cost of private insurance would be prohibitive. If your employer shuts down, lays you off, or even changes insurers, well, you are out of luck. (The Senate GOP voted this week that they would not require an eventual ACA replacement to protect against discrimination for pre-existing conditions, which was the standard before the ACA.)

It means that you (a young adult under the age of 26) or your adult children (over 18) may find yourselves without the protection of insurance, as the Senate GOP voted last night that an eventual ACA replacement will not be required to allow young people to remain on their parents’ insurance up to the age of 26.

It means that if you have a high-risk pregnancy, or life-threatening illness such as cancer, you may not be able to afford all the care you need, because you may hit lifetime or annual caps. If you have an infant born with any kind of severe medical condition, or premature, they may hit their lifetime insurance cap before they are old enough to walk. The Senate GOP voted last night that an eventual ACA replacement program would not be required to prohibit lifetime insurance caps.

It means that if you are a struggling parent who is un- or underinsured, you will no longer be able to count on at least your kids getting the routine medical and dental care they need under the Children’s Health Insurance Plan (CHIP). The Senate GOP voted that CHIP is not required to be protected by an eventual ACA replacement.

These provisions of the ACA affect everyone in this country, not just those without insurance through their employers.

If you are not okay with these changes, call your representatives and let them know what’s important to you. Nothing has been set in stone yet, but our legislators have shown us a map of what they plan to do if constituents don’t make their voices heard loud and clear.

Respect Goes A Long Way

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Today in my inbox I noticed there were lots of questions about women. Some about what to do when …. happens or what not to do in this situation. So today I decided to write about what women actually want, or I should say what I think women want from their man or significant other.

Contrary to popular belief, women are pretty simple when it comes to their wants and needs. The whole men are from Mars, women are from Venus thing is more fiction than fact. It is no secret that women operate on different wavelengths than men. Most men think women want expensive diamond rings and a man with a lot of money, but I can tell you from experience that may sometimes be the case (if she’s in it for the wrong reasons) Read More

Saying Goodbye To History

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Today we say goodbye to a historical moment. We’ve witnessed a feat that I never imagined possible in my lifetime and I’m a mere 43 years of age. When I first began teaching, I would often say that the likely nature of there ever being a black president in my lifetime was pretty slim. I used to say this because growing up in the south, there was no way southerners would be willing to endorse a black leader.  Read More

Turn Me Back To The Old Me

Have you ever been in a great mood and wanted to share a moment with someone and they do something that just ruins your mood? Whether it be to belittle something you think is important or throw shade on a gesture that you made, they find a way to change your mood instantly.

That moment when you’re fired up. You’ve just got some spectacular news (in your eyes anyway) and you want to share it. You tell them and they just dismiss it. You go from hype to Florida Evans. (DAMN, DAMN, DAMN)…. It often makes you wonder why you share anything. Read More

Friend, Acquaintance, or Taker

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Do you have that one friend or associate who only calls on you when they need something? You haven’t heard from them in weeks or even months and all of a sudden out of nowhere they show up or because they are going to be near you they want to connect? Real friends don’t just pop up when it’s convenient. Real friends show love all the time.

Its frustrating when you think someone is in your corner for the long haul and they really only want to interact because it provides some convenience for them. Maybe they just want to kick it or maybe they just want you to drop some coin on them while they are in your presence.  Read More

Giving Back And Learning

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A few weeks ago I did something that I felt I needed to do. You’ve read several stories of my childhood on here and I felt that I needed to speak to the youth of American and let them know that they have choices. I visited a local youth incarceration facility to speak to a few of the kids there. I got the idea this summer from a very special woman who showed me that sharing is caring.  Read More

Be The One He Keeps Not The One That Got Away

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Ladies, have you ever wondered what makes guys propose to THAT girl and not you? Are you under the impression all guys just want to marry supermodels? Do you have to be like his grandmother in the kitchen? Not necessarily but none of these things hurt. These days, guys now see themselves as more realistic and mature. Every woman has the potential to be Mrs. Right but she might just need a little help smoothing out the edges. Men are simple creatures, we like happy, horny, and grateful. The following ideas are tips that will get you started in the realm of capturing that man and then keeping him. Read More